Little Rock, AR
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    • Little Rock, AR
    • Sweet Home, AR
    • North Little Rock, AR
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Little Rock
Residential Concrete Repair

501-200-4540

Is foundation repair covered by insurance?

​Foundation repair is needed when the base of a structure becomes damaged due to shifting or exposure to moisture; however, foundation damage is not always covered by insurance. Although some plans may include foundation damage, most insurance agencies won't cover it unless your pay for a premium on top of what you already pay. If the structure is threatened by shifting and over exposure to moisture, then it can become dangerous to the building and to the occupants. So having an estimate of what is happening and what can be done will be beneficial in knowing how to proceed. Doing a bit of research about the current foundation situation will help to know what options are available to you and in knowing how serious the damage can become. You will also want to look at the specifics of the current insurance plan to see if foundation damage and repair are covered. Some areas may contain foundation insurance, so checking to see if that is available may settle a lot of confusion. This may best be done by talking with an agent from your insurance agency. 
Another factor in seeing if foundation repair will be covered by insurance is knowing what caused the damage in the first place. Water damage may be covered depending on the source of the water. Earthquakes, mudslides, and other earth shifting events may not be covered in normal homeowners policies; however, in specific areas, these types of insurance may be easily obtained. Sometimes various flood insurance policies may include mudslides as a flood-based damage, so that may also be worth checking in to. 
Although your immediate plan does not cover foundation damage, supplemental plans may be purchased to provide additional coverage for your home. Speaking with your insurance agency and having the area surveyed by an expert in foundation repair will help you to gain a better understanding of what can be done.

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501-200-4540

How much does it cost to replace the foundation of a house?

Replacing the entire foundation of a home will cost about double of what it would take to install foundation piers. Replacing a foundation will definitely be needed when there is extensive damage to a foundation. So much damage, that foundation piers and supports would not be able to repair a faulty foundation. Replacing your foundation will help to start anew with a crack free foundation that has no gaps and no repair from any previous damage. The process of replacing your foundation will vary depending on the type of foundation. Some foundation replacement may require major excavation to install new walls and supports. The cost of labor will then be a factor depending on what needs to be done to replace your foundation. The cost will increase as the space that needs to be replaced increases. Bigger foundations will most definitely cost more than smaller foundations.There is a lot that could go into replacing an entire foundation. To best understand what the total cost may be, a foundation contractor should inspect your home to help your understand the options that are available to you. By calling your local concrete and foundation repair company, you will best know how to help repair the foundation of your house and keep your home safe. ​

501-200-4540



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  • Home
  • Our Services
    • Concrete Foundation Repair
    • New Construction Concrete
    • Residential Concrete Repair
    • Commercial Concrete
    • Void Filling and Stabilization
  • Service Area
    • Little Rock, AR
    • Sweet Home, AR
    • North Little Rock, AR
  • Contact Us